Complete banking
solutions for every institution
Kalydos delivers integrated solutions across core banking, lending, payments, and financial services. Our cloud-native platform provides the flexible infrastructure financial institutions need to modernize operations, launch new capabilities, and drive long-term growth.
MACH Architecture Explained
Microservices
Kalydos uses a microservices architecture that separates banking functionality into independent, loosely coupled services. Each service supports specific capabilities, such as account management, payment processing, or customer onboarding. This allows development teams to build, deploy, and scale services independently while enabling rapid innovation without disrupting the broader platform. Services communicate through well-defined APIs, supporting reliable integration and flexible development.
Cloud-native
Kalydos is designed for cloud deployment, using containerization, orchestration, and modern cloud technologies to support scalability, performance, and efficient resource utilization. Cloud-native architecture enables flexible deployment and automated scaling to meet changing demand while supporting resilient infrastructure across environments. It also supports capabilities such as geographic deployment, disaster recovery, and data residency requirements across multiple jurisdictions.
API-first
Kalydos is API-first, making platform capabilities accessible through standardized, well-documented interfaces. This approach enables seamless integration with third-party systems, supports multiple customer touchpoints, and gives development teams the flexibility to build new applications and features. Financial institutions can connect existing systems, integrate partners, and access real-time data and transaction capabilities through APIs.
Headless
Kalydos separates the customer-facing experience from backend business logic, giving financial institutions the flexibility to create customized digital experiences without modifying core systems. This supports new channels, consistent experiences across customer touchpoints, and faster development while backend services operate independently. Development teams can iterate on customer experiences without requiring changes to the underlying banking infrastructure.
ROI and Business Impact
Cost reduction metrics demonstrate 40-60% lower total cost of ownership compared to traditional core banking systems through reduced infrastructure requirements and operational efficiency improvements.
Time-to-market improvements enable new product launches in weeks rather than months, accelerating revenue generation and competitive response capabilities.
Operational efficiency gains include 50% reduction in manual processes, improved straight-through processing rates, and enhanced staff productivity through automation.
Customer satisfaction improvements result from faster transaction processing, improved digital experiences, and reduced service interruptions.
Implementation and Support
Deployment Options
Deployment Options
Public Cloud deployment leverages major cloud providers for rapid implementation with automatic scaling and global availability. Private Cloud options provide dedicated infrastructure for institutions with specific security or compliance requirements. Hybrid Solutions combine on-premise and cloud components to meet unique operational needs while maintaining connectivity and data synchronization. Multi-Cloud strategies prevent vendor lock-in while optimizing performance and cost across different geographic regions.
Support Services
Support Services
Implementation Consulting provides expert guidance throughout deployment, including system design, data migration, and integration planning. Training Programs educate technical teams and end users on platform capabilities, best practices, and ongoing maintenance procedures. Ongoing Support includes 24/7 technical assistance, proactive monitoring, and regular system updates to ensure optimal performance. Community Resources provide access to documentation, forums, and knowledge sharing with other Kalydos customers and Apache Fineract® community members.
