Complete banking
solutions for every institution
Kalydos delivers three integrated products that address every aspect of modern financial services. From core banking operations to payment system integrations, elevating the customer experience, our cloud-native platform provides the foundation for growth and innovation in an increasingly competitive landscape.
MACH architecture explained
Microservices
Kalydos employs a microservices architecture that decomposes banking functionality into independent, loosely coupled services. Each service handles specific business capabilities such as account management, payment processing, or customer onboarding. This approach enables development teams to work independently, deploy updates without system-wide downtime, and scale individual components based on demand. Services communicate through well-defined APIs, ensuring system reliability and enabling rapid innovation without compromising stability.
Cloud-native
Kalydos is designed specifically for cloud deployment, utilizing containerization, orchestration, and auto-scaling technologies to deliver optimal performance and cost efficiency. Cloud-native architecture enables automatic scaling during peak demand periods, ensures high availability through distributed deployment, and reduces infrastructure costs through efficient resource utilization. This approach supports global deployment, disaster recovery, and compliance with data residency requirements across multiple jurisdictions.
API-first
Our API-first approach means every system capability is accessible through standardized, well-documented interfaces. This design philosophy enables seamless integration with third-party systems, supports multiple customer touchpoints, and facilitates rapid development of new features. Banks can easily connect existing systems, build custom applications, or integrate with fintech partners through comprehensive API coverage that includes real-time data access and transaction processing capabilities.
Headless
The headless architecture separates user interface presentation from backend business logic, enabling institutions to create customized customer experiences without modifying core systems. This flexibility allows banks to rapidly deploy new interfaces, support emerging channels, and maintain consistent branding across all customer touchpoints. Development teams can iterate on user experiences independently while backend systems continue operating without interruption.
ROI and business impact
Cost reduction metrics demonstrate 40-60% lower total cost of ownership compared to traditional core banking systems through reduced infrastructure requirements and operational efficiency improvements.
Time-to-market improvements enable new product launches in weeks rather than months, accelerating revenue generation and competitive response capabilities.
Operational efficiency gains include 50% reduction in manual processes, improved straight-through processing rates, and enhanced staff productivity through automation.
Customer satisfaction improvements result from faster transaction processing, improved digital experiences, and reduced service interruptions.
Implementation and support
Deployment options
Deployment options
Public Cloud deployment leverages major cloud providers for rapid implementation with automatic scaling and global availability. Private Cloud options provide dedicated infrastructure for institutions with specific security or compliance requirements. Hybrid Solutions combine on-premise and cloud components to meet unique operational needs while maintaining connectivity and data synchronization. Multi-Cloud strategies prevent vendor lock-in while optimizing performance and cost across different geographic regions.
Support services
Support services
Implementation Consulting provides expert guidance throughout deployment, including system design, data migration, and integration planning. Training Programs educate technical teams and end users on platform capabilities, best practices, and ongoing maintenance procedures. Ongoing Support includes 24/7 technical assistance, proactive monitoring, and regular system updates to ensure optimal performance. Community Resources provide access to documentation, forums, and knowledge sharing with other Kalydos customers and Apache Fineract community members.
