Products
Kalydos Core
Core Banking Reimagined
Kalydos Core represents a fundamental reimagining of core banking infrastructure. Built upon the robust Apache Fineract® foundation and enhanced with proprietary cloud-native components, our full platform provides comprehensive banking functionality through a modern microservices architecture.
This approach enables financial institutions to process transactions, manage accounts, originate loans, and maintain regulatory compliance while benefiting from the scalability and flexibility that traditional core banking systems cannot deliver.
Key features
Account Management provides comprehensive lifecycle management for all account types, from basic checking to complex commercial lending arrangements.
Transaction Processing handles real-time payment processing with built-in fraud detection and regulatory compliance.
Loan Origination and Management streamlines the entire lending process from application to servicing with automated underwriting capabilities.
Deposit Services manages all deposit products with flexible interest calculation and regulatory reporting.
Regulatory Compliance tools ensure adherence to banking regulations across multiple jurisdictions with automated reporting and audit trails.
Real-time Processing enables instant transaction settlement and immediate balance updates across all channels.
Banking Infrastructure for Every Institution
Digital
Banks
Digital banks use Kalydos to rapidly deploy and scale new banking services, bringing innovative products to market in weeks rather than months.
Credit
Unions
Credit unions use Kalydos to modernize their technology while preserving member relationships, improving operational efficiency, and adding new digital banking capabilities.
Traditional
Banks
Traditional banks use Kalydos to modernize legacy infrastructure through a gradual approach that reduces disruption while expanding capabilities and supporting digital transformation.
Fintech
Companies
Fintech companies use Kalydos to build and scale financial products on flexible banking infrastructure, without the cost and complexity of developing core banking technology themselves.
Specifications
API-first architecture
Over 300 RESTful endpoints for seamless integration with third-party systems and custom applications.
Cloud-native deployment
Containerized deployment across AWS, Azure, and Google Cloud with auto-scaling capabilities.
Microservices-based design
Independent scaling and updates of individual components without system-wide downtime.
Proven scalability
Handles over 5,000 transactions per second with sub-100ms response times.
Robust Security
Security features include end-to-end encryption, multi-factor authentication, and role-based access controls that exceed industry standards.
Ready to transform your financial services?
Kalydos, powered by Apache Fineract®, provides a modern, cloud-native foundation for launching and scaling digital banking and lending. Its modular architecture integrates with existing systems, channels, and partners, allowing financial institutions to modernize core workflows without replacing everything at once. Launch new products faster, expand into new markets, and evolve your technology at your own pace, while maintaining the security, auditability, and operational control your business requires.
