Products
Kalydos Vantage
The definitive lending infrastructure that powers the next generation of consumer financing products.
Kalayods’s Vantage is a powerful loan management system built on Apache Fineract(R) to handle your credit portfolio with exceptional performance and flexibility. This robust solution can process both short-term BNPL loans and long-term interest-bearing installment loans.
Vantage delivers enterprise-grade performance with a scalable architecture supporting 1000 write TPS and 10,000 read TPS, while completing Close of Business processing for 2M loans in under 30 minutes. Key functional features include support for flexible BNPL loans with down payments, multiple disbursement options, and various repayment cycles.
Key features
Lifecycle for customers is a unified customer record for all accounts and their status.
Transaction Processing handles real-time payment processing with built in recalculation.
Configurable Loans streamlines process of introducing new lending products via multiple screens of options.
System of record manages all transactions associated with the loans, recalculating interest due based on complex product types and configurations.
Cloud Compliance Tools ensure adherence to banking regulations across multiple jurisdictions with automated reporting and audit trails.
Real-time Processing enables instant transaction settlement and immediate balance updates across all channels.
Use cases headline
Digital
Banks
Digital banks leverage Kenu’s rapid deployment capabilities to launch new banking services in weeks rather than months.
Credit
Unions
Credit unions utilize cost-effective modernization paths that preserve member relationships while improving operational efficiency.
Traditional
Banks
Traditional banks undergoing digital transformation benefit from gradual migration strategies that minimize disruption while maximizing capability enhancement.
Fintech
Companies
Fintech companies build innovative financial products on Kenu’s robust foundation without investing in core banking infrastructure development.
Specifications
API-first architecture
Over 300 RESTful endpoints for seamless integration with third-party systems and custom applications.
Cloud-native deployment
Containerized deployment across AWS, Azure, and Google Cloud with auto-scaling capabilities.
Microservices-based design
Independent scaling and updates of individual components without system-wide downtime.
Proven scalability
Handles over 10,000 transactions per second with sub-100ms response times. Security features include end-to-end encryption, multi-factor authentication, and role-based access controls that exceed industry standards.
Robust Security
includes end-to-end encryption, multi-factor authentication, and role-based access controls that exceed industry standards.
Better together
Ready to transform your financial services?
We know that building for scale can seem daunting when you are starting off, with a new product line, a new business unit, or a a new fintech. We take the mystery out of this by building for scale from the beginning.
