Products
Kalydos Glide
The connective tissue is payments
Kalydos Glide connects the backend account management system for processing to any payment scheme and supports multiple flows and orchestration via BMPN logic. Built natively to support ISO20022, the system supports asynchronous connections and enables multiple payment connections for your bank, credit union, EMI, fintech, or payment company. Our experience includes running the operations in a real time ISO20022, ISO8583 and batch based payment scheme. Glide offering can connect your banking core to any payment switch including retail POS, card management and SWIFT.

Key features
Account Management neutral, via APIs and BPMN configurations, provides flexible connectivity to your AMS (account management system).
Transaction Processing handles real-time payment processing with flexible connections to third party fraud detection and regulatory compliance.
Testing infrastructure enables for rapid deployment testing and certification with the payment scheme.
Fineract(R) Current Account enhancement means that the system connects natively to the enhanced capabilities built on top of Fineract(R). This can serve as a shadow account and supports high performance and scalability
Fineract(R) is a trademark of the ASF (Apache Software Foundation)
Regulatory Compliance Tools ensure adherence to banking regulations across multiple jurisdictions with automated reporting and audit trails.
Real-time Processing enables instant transaction settlement and immediate balance updates across all channels.
Use cases headline
Digital
Banks
Digital banks leverage Kalydos rapid cloud deployment capabilities to explore and launch new proof of concept banking services in weeks rather than months.
Credit
Unions
Credit unions utilize cost-effective modernization paths that preserve member relationships while improving operational efficiency.
Traditional
Banks
Traditional banks undergoing digital transformation benefit from gradual migration strategies that minimize disruption while maximizing capability enhancement.
Fintech
Companies
Fintech companies build innovative financial products on Kenu’s robust foundation without investing in core banking infrastructure development.
Specifications
API-first architecture
Over 300 RESTful endpoints for seamless integration with third-party systems and custom applications.
Cloud-native deployment
Containerized deployment across AWS, Azure, and Google Cloud with auto-scaling capabilities.
Microservices-based design
Independent scaling and updates of individual components without system-wide downtime.
Proven scalability
Handles over 10,000 transactions per second with sub-100ms response times. Security features include end-to-end encryption, multi-factor authentication, and role-based access controls that exceed industry standards.
Robust Security
includes end-to-end encryption, multi-factor authentication, and role-based access controls that exceed industry standards.
Better together
Ready to transform your financial services?
Ready to transform your financial services company? Kalydos, built on BaaSFlow and powered by Apache Fineract, gives you a modern, cloud-native foundation for launching and scaling digital banking, lending, and payments. With a modular architecture designed for real-world integration, you can connect to existing channels and partners, modernize core workflows without ripping everything out at once, and accelerate new product rollouts across markets. The result is a flexible platform that helps you move faster—while keeping security, auditability, and operational control at the center of how you deliver financial services.
